Grace Miller

I’m Grace, an associate advisor at Peterson Wealth. Money was a quiet source of stress in my life growing up, so when I came home from an LDS mission I started studying personal finance mostly to understand it for myself.

What I love about this work is watching something complicated turn simple for someone. Retirement holds a lot of decisions people have never had to make before, and most of them get easier once you can see how the pieces fit together. I’d rather someone leave a conversation knowing how their plan works than just knowing that it does.

At our firm’s BYU Education Week presentation on Tax Minimization, I sat a few seats from a woman whose husband had passed away a month earlier. He had always handled their finances. She took notes through the entire session, cheered when something clicked, and at one point teared up in appreciation for the knowledge she received.

She was in her eighties before anyone had walked her through any of this. What’s stayed with me is that finances are worth understanding together, while there’s time. A good explanation can matter to someone far more than we realize.

For the past three summers I’ve spent about a month with Humanitarian Experience for Youth, co-leading roughly twenty teenagers on service trips to West Virginia, Malaysia, and Belize. We’ve done home renovations, volunteered with blind, deaf, and special-needs communities, and last year built two classrooms for a middle school. We say we build places and people. The classrooms matter, but watching teenagers get outside of themselves is the point.

Once a month I teach a personal finance class for women my age. I started it because I remember how intimidating this all felt before anyone explained it to me, and there’s nothing better than watching someone realize it was never as far out of reach as they thought. Otherwise you’ll find me at a concert, talking someone into trying a new restaurant, or spending time with my family and friends.